Experian Credit Score — How It's Different From CIBIL

Experian is one of India's four RBI-registered credit bureaus, alongside CIBIL, Equifax, and CRIF High Mark. While CIBIL is the most commonly checked score, many banks and NBFCs also pull your Experian score — and because each bureau uses its own scoring model, your Experian score can differ from your CIBIL score even on the same day.

What to know

Experian scores also range 300–900. If a lender rejected you based on a low Experian score while your CIBIL looks fine, that's a sign to check all four bureau reports, not just one.