CRIF High Mark Score — India's Microfinance-Focused Bureau

CRIF High Mark is a Mumbai-based, RBI-licensed credit bureau known for building India's largest microfinance credit database. It's widely used by NBFCs, microfinance institutions, and smaller lenders — so if you've taken loans from smaller finance companies, this is often the bureau that reflects that history most accurately.

Why check it

If you have a mix of formal bank loans and NBFC/microfinance loans, your CRIF score may look different from your CIBIL score — worth reviewing both before applying anywhere new.